Keto Chocolate Banana Bread Recipe: An Easy Low-Carb Twist on a Classic

If you’ve been craving banana bread but thought it was off-limits on keto, this keto chocolate banana bread recipe will make you so happy. It’s rich, chocolatey, moist, and tastes just like the classic comfort food you grew up with, without all the sugar and carbs.

Here’s the trick: since real bananas are loaded with carbs, we swap them out for banana extract (also called banana essence). It gives you all that classic banana bread flavor without the sugar crash. Mix it together with almond flour, rich cocoa powder, and a handful of sugar-free chocolate chips, and you’ll get a loaf that tastes decadent but still fits right into your keto lifestyle.

This is the kind of dessert (or even breakfast treat!) that works any time of the year. Whether you enjoy it warm with a pat of butter, serve it for Sunday brunch, or freeze slices for a quick snack, this chocolatey keto banana bread will become a go-to recipe in your kitchen.

Sliced keto chocolate banana bread recipe on a wooden cutting board with chocolate chips.

Quick Highlights

  • Rich, chocolatey, banana bread flavor without the carbs
  • Made with almond flour and cocoa powder
  • Only 3.5g net carbs per slice
  • Easy one-bowl recipe – perfect for beginners
  • Freezer-friendly for meal prep

How to Make it

Keto Chocolate Banana Bread

Recipe by Souhail Jr
Course: Breakfast, BrunchCuisine: AmericanDifficulty: Easy
Servings

12

servings
Prep time

10

minutes
Cooking time

45

minutes
Calories

185

kcal

A rich, moist, and fudgy low-carb banana bread made with almond flour, cocoa powder, and sugar-free chocolate chips. It’s packed with flavor but without the carbs from real bananas, thanks to banana extract!

Ingredients

  • 2 cups almond flour

  • 0.5 cup unsweetened cocoa powder

  • 0.33 cup granulated erythritol (or preferred keto sweetener)

  • 1 tsp baking powder

  • 0.5 tsp baking soda

  • 0.25 tsp salt

  • 3 large eggs

  • 0.33 cup melted butter (or coconut oil for dairy-free)

  • 0.5 cup unsweetened almond milk

  • 2 tsp banana extract

  • 0.5 cup sugar-free chocolate chips

Directions

  • Preheat your oven to 350°F and grease a standard 9×5-inch loaf pan with butter or line it with parchment paper for easy removal.
  • Whisk together the almond flour, cocoa powder, erythritol, baking powder, baking soda, and salt in a medium bowl until evenly mixed and lump-free.
  • Whisk the eggs in a large bowl until smooth, then stir in the melted butter, almond milk, and banana extract until well combined.
  • Add the dry mixture into the wet ingredients slowly, stirring gently until a smooth, thick batter forms.
  • Fold in the sugar-free chocolate chips, saving a few to sprinkle on top of the loaf.
  • Pour the batter into your prepared loaf pan, spread it evenly, and sprinkle with the reserved chocolate chips.
  • Bake for 40–45 minutes, or until a toothpick inserted in the center comes out mostly clean with a few moist crumbs.
  • Cool the bread in the pan for 15 minutes, then transfer to a wire rack to cool completely before slicing.

Notes

  • Don’t skip the banana extract, it’s the key to getting that classic banana flavor without real bananas.
  • For extra fudginess, use a mix of butter and coconut oil.
  • Store leftovers in an airtight container at room temperature for up to 3 days or in the fridge for up to a week.
  • This bread freezes beautifully, just slice it first and store with parchment between slices.
  • If your batter looks too thick, add 1–2 more tablespoons of almond milk.

Nutrition Facts

  • Total number of serves: 12
  • Calories: 185kcal
  • Fat: 15g
  • Carbohydrates: 8g
  • Fiber: 4.5g
  • Protein: 6g

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Tips for the Best Keto Chocolate Banana Bread

Baking keto desserts can feel tricky at first, but this bread is very forgiving. Here are some little tips to help your loaf turn out perfect every single time:

  • Use fresh almond flour – Old almond flour can taste bitter and affect the texture. For more almond flour ideas, check out my keto almond flour waffle recipe.
  • Don’t overmix the batter – Mix until just combined so the bread stays light and moist.
  • Line your pan – Parchment paper makes it much easier to lift out and slice cleanly.
  • Check doneness early – Every oven is different, so start testing at 40 minutes. You want a few moist crumbs on the toothpick, not a clean stick.
  • Pair it with something creamy – A slice with a scoop of keto vanilla ice cream makes an incredible dessert.

Variations to Try

One of the best things about this keto chocolate banana bread recipe is how flexible it is. You can tweak it to match your cravings or dietary needs:

  • Make it nutty – Add a handful of chopped walnuts or pecans for crunch. If you love nutty treats, you might also enjoy my banana nut bread keto recipe.
  • Turn it into muffins – Divide the batter into a muffin tin and bake for 20–22 minutes for easy grab-and-go snacks.
  • Dairy-free option – Swap butter for coconut oil and use unsweetened coconut milk instead of almond milk. For more coconut-based desserts, try my keto biscuit recipe with coconut flour.
  • Extra chocolatey – Stir in 1 tablespoon of unsweetened cocoa powder or add a swirl of sugar-free chocolate spread before baking. If you’re a chocolate lover, don’t miss my keto mug brownie recipe.
  • Pair with fruit – A handful of fresh berries on the side makes this loaf feel even more indulgent. Try it with keto blueberry muffins for a berry-filled breakfast spread.

FAQs About This low carb chocolate banana bread

What gives this bread the banana flavor if there are no bananas?

The secret ingredient is banana extract (banana essence). It’s sugar-free, low-carb, and brings out that classic banana taste without the carbs from real fruit. It’s a must-have for any low carb banana bread recipe.

Can I make this dairy-free?

Yes! Just replace the butter with coconut oil and use coconut milk or unsweetened almond milk. This makes the loaf 100% dairy-free and keto-friendly. If you’re into coconut-based baking, you might enjoy my keto biscuit recipe with coconut flour.

Can I turn this into muffins instead of a loaf?

Definitely! Just scoop the batter into a lined muffin tin and bake for about 20 minutes. You’ll have rich, fudgy keto chocolate banana muffins that are perfect for meal prep or quick snacks.

What’s the best way to store keto banana bread?

Keep it in an airtight container at room temperature for up to 3 days, or refrigerate it for up to a week. It also freezes really well, just slice it first and store with parchment between slices. For another freezer-friendly treat, check out my keto cookie dough recipe.

What can I serve with keto chocolate banana bread?

This loaf is delicious on its own, but it’s even better paired with a scoop of keto chocolate ice cream or a cup of coffee for the ultimate comfort food combo.

Time to Bake Your New Favorite Keto Treat

This keto chocolate banana bread recipe is proof that you don’t have to give up your favorite comfort foods when eating low carb. With its rich cocoa flavor, moist texture, and that classic banana bread taste (thanks to banana extract), it’s the perfect treat to satisfy cravings without the sugar.

Whether you enjoy a slice warm out of the oven, freeze it for later, or serve it with a scoop of sugar-free ice cream, this bread is one of those recipes you’ll come back to again and again. Easy to make, beginner-friendly, and only 3.5g net carbs per slice, it’s a true keto win.

So go ahead, preheat your oven, and whip up this chocolatey loaf. Your kitchen will smell amazing, and your taste buds will thank you!

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